Combine pinto beans, water and salt in the Instant Pot. Cover and set to "Manual" and Pressure Cook on high for 25 minutes. Let do a natural pressure release.
When the pin drops, remove the lid and pour the beans into a colander to drain.
Set Instant Pot to "Saute". When hot, spray pot lightly with cooking spray.Add ground beef and kielbasa and cook, breaking apart the ground beef, until it is browned. Hit "Cancel". Remove with a slotted spoon and set aside.
Drain grease from the Instant Pot. Set to "Saute". When hot, add bacon and onion. Cook until bacon is crispy. Add garlic and cook 1 minute. Hit "Cancel". Drain about 1/2 the grease off.While cooking bacon, stir frequently and be careful to not let it stick and burn on the bottom.
Add water and scrape up any brown pieces on the bottom. This is important because if there is anything burned stuck on the bottom, you will get a burn signal.Add remaining ingredients and stir.
Return beans, ground beef and sausage to Instant Pot and stir them in. Place lid on and set to "Manual" or "Pressure Cook" for 15 minutes. If you get a burn siganl, remove the lid if the pin is still down. If it is not down, release the pressure and then remove the lid. Stir in about 1/4 of water and use a wooden spoon to scrape the bottom really well. Place the lid back on, making sure the pin is in the "sealing" position.
Once the time is up, let the Instant Pot do a natural pressure release. When the pin drops, remove the lid and serve.
You will want to use a 6-quart pressure cooker for this recipe.